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Business Assets – Protection and liquidity

in Business Assurance, Wealth Ecology Leave a comment
Like the new spinach varieties business assurance should be both flexible and robust

New spinach varieties that have multi-coloured stems can be used in the flower garden and not just the veg garden

BUY AND SELL ASSURANCE – protecting your equity and legacy

A shareholder’s agreement in a private company will address how shares in the company should be bought and sold on the death of one of the shareholders, more often than not it will give the other shareholders the right of first refusal to buy the shares. If the shareholders do not have ready liquidity in order to buy the shares from the estate here are some of the potential consequences:

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What is a Wealth Ecosystem?

in Financial Plan, Wealth Ecology 1 Comment
bee header
What is an Ecosystem…

The traditional definition of ecology is “the scientific study of interactions among organisms and their environment”. These are collectively grouped into Ecosystems that can be as small as a teaspoon of water to the entire planet. It is an interdisciplinary field that includes Botany, Zoology, Geology, Microbiology, Chemistry and may other fields. Take the ecosystem of a beehive for example – it is made up of the different ‘castes’ of bee, the hive, the weather, disease, surrounding plants and their pollen.

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What will your autumn look like?

in Financial Plan, Retirement Leave a comment
Retirement ….Have a beautiful Autumn…

Autumn can look spectacular; gentle breezes and brightly coloured leaves. But, it can also look pretty grotty, with shriveled and frost-burned leaves littering the garden and leaving depressingly dead and lifeless trees and beds. Your garden doesn’t have to be a hit-and-miss eventuality, left in the hands of fate and Mother Nature. Your garden’s Autumn can not only mitigated but maximised through how it is planned, where the plants are planted and how they were nurtured during the Spring and Summer. Longer-term, mixing the right components in your flower beds will offer the symbiosis for trees and shrubs to work together to provide a pleasing result through the seasons. Read more

If it’s broken…up-cycle it

in Portfolio Management 1 Comment
development
A garden is a living, breathing environment and, much like most things organic, this brings continuous change. The same can be said of your financial portfolio. Some are beautiful beginnings and visible evolutions; others are less desirable – trees die, pots break and flowers finish flowering. So, what then? What do we do with these elements now that they’ve “outlived their usefulness”?

We can either throw them away and start again, or we can look for ways to salvage the good bits. A dead tree stump can be turned into a bird feeder, dead flowers can yield seeds for next year, and pots can be re-engineered into something different – regaining their utility and becoming a feature!

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